Ave Maria University is pleased to offer our employees an exceptional benefit program. Through Ave Maria you are eligible to elect Medical, Dental, Vision and Voluntary Life Insurance, and at no expense you are provided Life and Accidental Death and Dismemberment, Short-Term Disability, Long-Term Disability, and Adoption Assistance. These benefits are designed to protect you and your family while you’re employed with Ave Maria University.

Regular full time employees, working 30 hours or more per week, are eligible to enroll the first of the month following their date of hire in the benefits described below. It is very important to think about the needs of your family when making decisions about your benefits. We encourage you to read the following materials about benefits, your contribution, and the coverage it provides carefully, and share with your dependents.

Please refer to the appropriate Plan Documents for each plan of coverage for full details and limits of the coverage as well as participation requirements. If you have a particular question, please consult a Human Resources representative.

Employees must enroll in the benefit plans within (30) thirty days of their date of hire. Unmarried, dependent children are covered for medical benefits until the end of the calendar year they become 26 years of age; however, please refer to the Dependent Eligibility section of the Plan Document to understand the full meaning of coverage for spouse and dependent children.

Click here to view the 2021-2022 Benefit Guide.

Dental Insurance – Two Plan design options. Metlife PDP Plus High Plan and the Metlife PDP Plus Low Plan. Employees may elect to opt out of Dental coverage and obtain waiver credit of $2.50 per pay.

MetLife Dental Premiums

MetLife Dental Plans Comparison

MetLife Low PPO Plan Certificate

MetLife High PPO Plan Certificate

Vision Insurance – Two Plan Designs: VSP Low Plan, and VSP High Plan


VSP Provider Locater Instructions, and Premiums

VSP Savings

VSP Plan Comparisons

Mutual Of Omaha Group Term Life, AD&D, and Voluntary Life

Life/Dependent Life/Supplemental Life – Life insurance coverage equal to your annual salary at no cost to you. You may elect to be insured for an amount of life insurance from $10,000 to $500,000, in increments of $10,000.  In no event shall your amount of life insurance exceed 5 times your annual earnings, rounded to the next higher multiple of $1,000. Your Guarantee Issue Amount that is not subject to medical underwriting, is 5 times your annual earnings or $150,000, whichever is less. Premium is based upon age and salary. Dependent Life Coverage is $10,000 for spouse and $5,000 for each child. Completion of an Evidence of Insurability form is required for any employee who does not select voluntary life upon 1st eligibility and/or if an increase in volume is requested during open enrollment.

Voluntary Term Life

Short-Term Disability Summary

Short-Term Disability Certificate

Mutual of Omaha’s short term and long term disability insurance could pay you a percentage of your gross weekly earnings (up to your plan maximum) if you become ill or injured and can’t work. It can help you cover your expenses and protect your finances at a time when you’re not getting a paycheck and have extra medical bills.

Mutual of Omaha Group Long-Term Disability Summary

Mutual of Omaha Group Long-Term Disability Certificate

Section 125 Medical Expense and Dependent Care Expense Accounts – A health care FSA is used to reimburse out-of-pocket medical expenses incurred by you and your dependents. A dependent care FSA is used to reimburse expenses related to care of eligible dependents while you and your spouse work. Contributions to your FSA come out of your paycheck before any taxes are taken out. This means that you don’t pay federal income tax, Social Security taxes, and state and local income taxes on the portion of your paycheck you contribute to your FSA. The maximum that you can contribute to the Health Care Flexible Spending account is $2,700. The maximum that you can contribute to the Dependent Care Flexible Spending Account is $5,000 if you are a single employee or married filing jointly. Click here to view the Ave Maria University Flexible Benefits Plan Summary Description and here to view the Ave Maria University Flexible Benefits Plan Document.

Retirement Plan –  Ave Maria University offers eligible employees the opportunity to participate in either a 401(k) or 403(b) retirement plan.